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Proper Insurance Referrals & Verified Deals – October 2026

Looking for the latest Proper Insurance Quotes? As of October 2026, our team has manually verified 15 offers for short-term rental insurance, airbnb insurance. Browse current Referrals, working discounts, and exclusive deals, while expired offers are regularly removed.

Proper Insurance offers 0 coupon codes and 15 deals as of October 2026. Today's top offer: Referral Program: Earn Savings by Referring New Hosts. Codes are verified and updated daily.

Referral
Referral Program: Earn Savings by Referring New Hosts

Existing policyholders may earn savings or benefits through the referral program. Refer new Airbnb and Vrbo hosts to Proper Insurance.

20%
OFF
Business Income Protection for Short-Term Rentals

Secure coverage for loss of rental income with competitive rates. This protects hosts financially during unexpected disruptions.

40%
OFF
Special Savings on Airbnb Insurance for New Customers

New customers seeking Airbnb insurance may qualify for an introductory discount. This encourages hosts to secure specialized coverage.

35%
OFF
Multi-Property Discount: Insure More, Save More

Hosts with multiple rental properties can qualify for a special discount. This encourages consolidated insurance plans for all units.

40%
OFF
Enhanced Liability Coverage for Swimming Pools

Get robust liability coverage for swimming pools at a favorable rate. This ensures hosts are protected against potential incidents.

15%
OFF
Vacation Rental Insurance Quote for Vrbo Hosts

Obtain a no-obligation quote for specialized Vrbo insurance policies. This helps hosts understand their coverage options.

15%
OFF
Get Covered: Squatters Coverage for Vacant Periods

Obtain squatters coverage for your rental property with a favorable premium. This protects against unauthorized occupants.

35%
OFF
Seasonal Savings on Short-Term Rental Policies (January)

During January, customers can find favorable rates on short-term rental insurance policies. This aligns with seasonal peaks in demand.

50%
OFF
Reduced Rates for Equipment Breakdown Coverage

Insure critical equipment against breakdown with a special discounted rate. This minimizes financial impact from unexpected repairs.

25%
OFF
Free Quote for Airbnb Insurance

Secure your short-term rental with a free quote for Airbnb insurance. Protect your property and income with comprehensive coverage.

20%
OFF
Special Offer: Bed Bug Protection for Rental Units

Add bed bug protection to your policy at a competitive rate. This helps manage the risks associated with infestations.

45%
OFF
Discounted Rates for Comprehensive Property Insurance

Explore options for reduced rates on comprehensive property insurance plans. This applies to various types of rental properties.

Bundle
Bundle Discount on Commercial General Liability Coverage

Combine various commercial coverages to potentially receive a bundle discount. This helps hosts secure comprehensive protection at a reduced rate.

30%
OFF
Secure Amenity Coverage with Potential Price Reduction

Insure unique amenities like hot tubs and watercraft with a discounted rate. This broadens protection for all property features.

45%
OFF
Protect Against Theft and Vandalism with Discounted Coverage

Add theft and vandalism insurance to your policy with potential savings. This protects your property and contents from malicious acts.

Customer Reviews

4.6
Average Rating
5
Total Reviews
Greg W.
★★★★★
1 month ago

Felt good about it

So I needed something for my Vrbo place, regular insurance wasn't cutting it. Heard about Proper Insurance and checked them out. Getting the quote was easy enough, just filled out some stuff online. A person called me back and walked me through the options, like the property insurance and all that. It felt pretty secure, you know? Like they actually understood what a short-term rental needs. I signed up for the policy and got all the papers in my email pretty quick. It made me feel a lot better about renting out my place, knowing I was covered for things like squatters coverage, which is wild to even think about but good to have. Overall, it was a pretty smooth experience and I was happy with what I got.

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Lisa G.
★★★★★
1 month ago

Consistent service, reliable coverage

This is my third time renewing with Proper Insurance for my short-term rental properties. Each time, the process has been consistent. I initially started with them for one Airbnb and was impressed with the building coverage and contents insurance they offered, especially compared to some competitors like Safeco I'd looked at. This time around, I added another property and also ensured I had the liquor liability insurance, which I hadn't needed before. Their multi-property discount is a definite plus. I know what to expect from their customer service, and they always handle my questions efficiently. They're my go-to for vacation rental insurance.

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June
★★★★★
2 months ago

Good coverage, clear process

I was looking for short-term rental insurance for my Airbnb property and Proper Insurance came up. The quote process was pretty straightforward online; I filled out their form with my property details and got a call back within a day. The representative explained the commercial general liability insurance and business income protection options well. I decided to go with their policy, including specific amenity coverage for my pool. The policy documents arrived via email quickly after I finalized everything. I haven't had to file a claim yet, thankfully, but the onboarding experience was smooth and I feel confident about the coverage they provide. It felt comprehensive, not like some of the basic homeowner add-ons I'd seen.

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Faith
★★★★☆
2 months ago

Quick, easy quote

Needed vacation rental insurance. Got a free quote fast. Process was simple. Signed up. All good.

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Amber Vargas
★★★★☆
3 months ago

Good value, minor snag

I recently got a policy for my rental property through Proper Insurance. The process for getting the free quote was straightforward, and I appreciated the clarity around the commercial liability coverage and loss of rental income insurance. The representative was knowledgeable, explaining how it compared to something like Airbnb AirCover. I went with them because of the comprehensive options, especially the bed bug protection and amenity coverage for my hot tub. My only minor issue was that it took a little longer than I expected to get the final policy documents after I paid; maybe 3 days to get all the paperwork sorted. But once it was all done, I felt good about the value for money and the peace of mind it offers.

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Proper Insurance Community Discussion

Share tips, ask questions & help fellow shoppers save more

D
Dana W.
2 months ago

Is this Proper Insurance thing actually legit? Like, for real real, not just some internet scam?

J Jared 2 months ago
Yeah, it's legit. They're backed by Lloyd's of London, which is a pretty big deal in the insurance world. My policy paperwork has it all spelled out.
1
P Phil 2 months ago
Totally legit. I've had them for my Airbnb for two years now, no issues. Feels way more secure than just relying on Airbnb's stuff.
4
8 Responses (2)
K
Kate Okafor
2 months ago

Hey, does Proper Insurance cover lost income if a guest trashes the place and I can't rent it out for a bit?

J James Hughes 2 months ago
Yup, that's called business income protection. It's usually part of their standard policies, or at least it was for mine. Pretty crucial for hosts.
2
T Todd 2 months ago
i think it does. my agent mentioned it when we were setting up the policy. covers lost rent while repairs are happening.
6
6 Responses (2)
M
Marcus G.
1 month ago

Are there any promo codes or coupons for Proper Insurance? Trying to save some money on my premium.

R Ryan 1 month ago
Nah, they don't do promo codes like a retail store. The discounts are built into the quote process. Ask about annual payment or if you have multiple properties.
0
M Mark 1 month ago
Nope, no coupons. It's all about how you pay and what kind of property you have. Paying annually usually gets you a lower rate, for example.
3
5 Responses (2)
P
Paula
1 month ago

Thinking of switching to Proper for my Vrbo. Do they actually cover things like bed bugs? Had a scare last year, don't want to deal with that again.

N Noor Y. 1 month ago
Yep, they do. I specifically asked about that when I got my quote. It's in the policy wording, kinda tucked in there but it's there.
0
T Tara 1 month ago
Can confirm, my policy has bed bug protection. It's one of the reasons I went with them, gives me peace of mind.
5
4 Responses (2)
B
Beth Doyle
1 month ago

I'm looking to insure a couple of properties. Do they do like, a discount if you insure more than one place with them?

M Marcus E. 1 month ago
Definitely ask them about a multi-property discount when you get your quote. I got one for my two rentals.
5
K Kate 1 month ago
Yeah, they do. It's not a coupon code or anything, but when you go through the quote process, mention you have multiple units and they'll factor it in. Saves a bit.
2
3 Responses (2)

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